The Essential Guide To Pay As You Go Phone Rates

If you need a mobile phone for occasional call or text to have on hand for emergencies, pay as you go (PAYG) plan is a great opportunity .

PAYG is also ideal for budget-conscious , and anyone who can not make the monthly phone deals. Not long contract or a nasty surprise bills , you just "the top " with credit and pay for what you use . Sounds good ? Let's find out the details in our handy guide .

The majority of UK mobile providers offer Pay as you go (PAYG) options , so there is plenty of choice. Consider your budget , compare deals that give the most for your money or cheapest prices and check the network coverage in your area.

3 Mobile

Asda mobile

Giffgaff

Mobile phone from Sainsbury's

O2

Orange

Talkmobile

Tesco mobile

T-Mobile

Virgin Mobile

Vodafone

Why choose Pay As You Go (PAYG) ?

Pay as you go plans are often cheaper , more flexible alternative to traditional pay monthly phone contracts, which can be quite restrictive and expensive.

They are also available for all . Since tariffs require you to pay in advance, there is no risk of default accounts and therefore no need for a credit check . This opens the door for many customers exempt from regular phone contracts. So if you are under 18 , you must schematic credit history or perhaps recently moved to the UK and are not yet cash , a pay plan will allow you to call , text and surf the web on the go.

PAYG is especially useful if you want a phone , no-frills , just in case you want, but do not plan to use it every day or as your primary form of contact. You simply the top of the loan amount you need, instead of paying a monthly fee for call compensation , you can not use .

How much Pay As You Go (PAYG) ?

If you need a new phone , the prices start at around £ 10 for a very basic model of pay as you go and jump to £ 500 + for a fancy new smartphones. You can get Cheap used model of eBay, or even ask friends or family if they have a spare phone you can buy or borrow .

Top up vouchers are generally available in denominations of £ 5 , £ 10 , £ 15 , £ 20 and £ 30 . For cheap £ 5 voucher use is usually charged at a rate determined for each supplier as vouchers for larger give a comprehensive package of calls , texts and data. Pay as you go (PAYG) package will offer better value for money payments use if you plan to use your phone quite often. Regardless of which option choose to remain in control of how much you spend . Pay as you go (PAYG) spend on average around £ 15 a month , but extremely light users can get away with just £ 5 to £ 10 a month .

What considerations are there?

If you need a new phone, you usually have to pay full price for a phone in advance on PAYG . This compares to pay each month when prices are subsidized or even free phones are in some cases.

If you want to talk , text and use the internet very quickly eat through your credit and find yourself spending too much on the most -ups. Pay monthly or SIM only deals package including calls, texts and data provide better value for money for large users.

Conversely if you are casual phone users should beware that if you do not use your Pay as you go (PAYG) mobile for a long period of time , the supplier may consider sleep and disable the number . Watch for dates of complementary vouchers where your compensation including calls, texts and data may expire if not used anywhere between seven to 30 days.

If you already have a phone and just want a new PAYG SIM card, you need to unlock your phone to accept SIM from another network . Unlocking the phone is completely legal and can often be done for free by contacting the supplier of the existing network. If your network can not help expert must be able to do it, but there is usually a charge .

Conclusion

Regular phone users who can apply for a loan you can find better value with SIM only deal or pay monthly contract. However PAYG is a useful option for anyone looking for an affordable , flexible option to stay connected on the go. Whether you are struggling to pay monthly deal because of his age , credit rating or financial condition , or simply want to budget and track your spending , there pay as you go (PAYG) deal to suit your needs .

If you have any experiences of Pay as you go (PAYG) mobile tariffs that you want to share, good or bad , please use the form below to leave a comment.